Dental Plan
Everyone needs dental care, but in today’s troubled economy, it can seem difficult to find an affordable individual dental plan to help cover the dental treatments you need. With an affordable dental plan, you no longer have to make those hard choices.
Affordable individual dental plans are not the same as dental insurance. Unlike dental insurance, discount dental insurance plans are available to everyone. There are affordable options for individual dental plans, student dental plans, senior dental plans, and retiree dental plans. So now everyone can get discounts on quality dental care. Unlike dental insurance plans, discount dental plans save you money from the day you sign up for your membership. Individual dental plans are easy to join. For senior dental plans, discounts apply to dentures and any other services that are needed.
Best of all, individual dental plans are affordable. The discounts you will receive range from 10% up to 60% on most dental services.
Let’s say you are one of the millions of people who have no dental insurance, no discount dental plan—no coverage of any kind. Maybe you’ve never heard of a discount dental plan—and maybe you don’t know that dental insurance is not the only way—or even the best way–to have affordable coverage for all your dental needs.
If you’re self-employed, if you had dental insurance and lost it because you’ve changed jobs–or if your employer does not offer dental insurance, you and your entire family can still have the benefit of affordable dental care with a discount dental plan.
A discount dental plan can give you more affordable coverage then dental insurance, but with some important differences: a discount dental plan has no deductible, no waiting period, no paper work—and no maximum benefit. Though some dental insurance plans require patients to choose one dentist, from a restricted list, a discount dental plan allows you to choose any dentist who accepts the discount plan. Some plans even include cosmetic services, like teeth whitening and veneers.
How do you choose the affordable family dental plan that’s best for you? Consider what kind of services your family might need and check the various plans to see which the best match is. Once you find a family plan that meets your needs, you can be confident that you will be accepted. There are no exclusions in discount dental plans—so there’s no need to worry about pre-existing conditions.
You can receive discounts on hundreds of different procedures, even those that dental insurance doesn’t cover. Affordable discount dental plans have either a low monthly or a yearly fee.
Research the top discount dental plans in your state.
Find out if those discount dental plans are licensed. Licensed plans follow strict state guidelines. Unlicensed plans may not.
Check to see if your dentist is part of the plan’s network—and if he or she accepts the discount dental plan.
Join the affordable dental plan that best fits your needs—and enjoy discounts on all your dental needs, even those, like cosmetic procedures, that dental insurance doesn’t cover.
Unlike dental insurance, which may have an extended waiting period for some services, an affordable dental plan goes into effect immediately. While dental insurance may have an annual maximum benefit, discount dental plans have no maximum. Dental insurance may exclude cosmetic dental work; a discount dental plan does not.
Find a licensed discount dental plan that best suits your needs and you will have access to discounts on everything from routine examinations to major emergency procedures.